Here's how to check PF balance online

Checking the provident fund balance has become much easier now. Rather than waiting for your employer to share your PF statement at the end of the year, you can now simply check your PF balance online.

PF is the popular name for EPF or Employees’ Provident Fund. It is a government established savings scheme for employees of the organised sector. The EPF interest rate is declared every year by the EPFO (Employees Provident Fund Organisation) which is a statutory body under the Employees’ Provident Fund Act, 1956.

Only employees of companies registered under the EPF Act can invest in the EPF or PF. The current EPF rate is 8.65 percent.



B) Umang app on mobile

A) EPF portal
Members of the EPFO can check their balance by visiting the official website of the Employees’ Provident Fund Organization (EPFO).

Note: To check EPF balance, make sure that the employer has activated your Universal Account Number (UAN).

A UAN number is allotted by the Employee Provident Fund Organization (EPFO). All employees should have only one UAN during their working life irrespective of the companies they change.

Follow the steps given below to check your EPF balance online:

Step 1- Visit the official EPFO Website- www.epfindia.gov.in

Step 2- From the 'Our Services' tab, click on 'For Employees.'


How to check provident fund balance online: Steps
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Step 3- Now, click on the option 'Member passbook' under the option 'Services.'


How to check provident fund balance online: Steps
Step 4- Login with your UAN and Password.


How to check provident fund balance online: Steps
Step 5- After logging in, you can access your EPF account.

2. Checking EPF Balance on the Umang app
EPFO provides various services through the centralised mobile app of the government, called Umang. The app can be downloaded from the Google Play Store/App Store.

Members can check their PF balance and download their passbook on this app.

Follow the steps given below-

Step 1- Download the application from Play Store/App Store.

Step 2- Open the Umang app on your smartphone and select EPFO.

Step 3- Click on the 'Employee Centric Services.'

Step 4- Click on 'View Passbook' to check your EPF balance.

Step 5- Enter your UAN and click on Get OTP to send the OTP to the mobile number registered with UAN. Enter the OTP and click on 'login.'

Step 6 Select the member ID of the company for which you want to check the EPF balance.

Step 7 Your passbook will be displayed on the screen along with your EPF balance.

PF Balance Check without UAN Number

If you are an employee, have you ever been highly vigilant about the contribution made towards the EPF each month? Do you view your salary slip each month to check how much EPF has been deducted? I think, for most the people, the answer would be No. Actually, as it is an involuntary action, it remains out of their active mind. The importance of it is ever felt by them when they switch the jobs.

Provident Fund is an investment towards your retirement corpus. It is an investment fund in which employee and employer or sometime government contributes money towards employee retirement corpus. There are various types of provident fund like Recognized Provident Fund (RPF), Unrecognized Provident Fund (UPF) and Public Provident Fund (PPF).


If you know your Provident Fund Number or Universal Account Number (UAN), it will be easy to know your Employees PF balance amount. As long as you are a member of the EPFO (Employees’ Provident Fund Organization), you no longer need to wait for the end of the year for your employer to give you the annual Provident Fund statement. You can now easily check it at the comfort of your home.

Everyone can get you PF amount if you have UAN Passbook it is mandatory for Every Government Employee. Till now you don’t get the EPF Passbook or UAN Passbook you must Register in www.epfindia.gov.in web portals. After the Completion of UAN Registration you must Activate the UAN Activation. It is also mandatory for all employees. Just logon into the passbook.epfindia.gov.in website then use your UAN and Login password. You can download or take the soft copy of your EPF Passbook .

There are many ways of checking your Employees Provident Fund’s details one being giving either a missed call or via SMS. These two are also very common and many people have opted for the option if they are not very good with the internet or they don’t have an active UAN (Universal Account Number). So many employees are check the EPF Balance by entering UAN Login ID and UAN Password.

How to Check PF Balance Online by UAN

Provident fund (PF) is a benefit many Indian companies provide to their employees. Usually, a portion of your salary is deducted and deposited in your EPF (Employees' Provident Fund) account. Companies often match this contribution, which means that if Rs. 1,000 is deducted every month from your account as PF, then your employer will also deposit Rs. 1,000 in your account, doubling your PF balance. This small monthly amount adds to your PF balance and becomes your safety net in the long run. Many people don't know how to check their PF balance but the process is actually quite simple.


How to check PF balance online by UAN
Follow these steps to check your PF balance by UAN.

Be sure to activate your Universal Account Number (UAN). Wait for six hours after activating UAN for your account to get activated.
After activating your UAN, wait for six hours. This is the time it takes for the newly activated account to be accessible.
Next, go to the EPFO website's member passbook page.
Enter your UAN, password, and captcha. Click Login.
This will open your EPF account. On the left-hand side, under Select MEMBER ID to View PassBook, click your passbook to check your PF balance.
Some people may have multiple passbooks in their EPF account and usually one of these passbooks has the full amount mentioned. You just need to find the most recent one and you'll be able to check your PF balance.

How to check PF balance via SMS
These steps will help you check your PF balance simply by sending an SMS. As long as your UAN has been activated at some point, this method allows you to check your PF balance without UAN.

Make sure your UAN is activated by following the steps here. Wait for six hours after activating UAN for your account to get activated.
From the mobile number registered under your UAN, send EPFOHO UAN in an SMS to 7738299899.
Immediately after this, you will receive an SMS from EPFO showing your PF balance.
If you want this information in languages other than English, you can add the first three letters of any supported language. For instance, if you want this in Tamil, send EPFOHO UAN TAM to 7738299899.
Supported languages are Bengali, English, Gujarati, Hindi, Kannada, Malayalam, Marathi, Punjabi, Tamil, and Telugu. Just pick the first three letters of any supported language and replace it in step 4 above.

How to check PF balance via missed call
There is a way to check your PF balance just by giving a missed call as well. As long as your UAN has been activated at some point, this method allows you to check your PF balance without UAN. Follow these steps.

Make sure you activate your UAN. Wait for six hours after activating UAN for your account to get activated.
Make sure you have integrated KYC (Know Your Consumer) details against the UAN. This means either your bank account number, Aadhaar, or PAN has to be linked to the UAN. If this isn't done, you should speak with your employer to get this done.
After you have completed these two steps, give a missed call to +911122901406 from the phone number registered against your UAN. The call will automatically get disconnected after two rings.
Now you will receive an SMS with your PF balance.